Early Termination Fee: 1%
When users terminate their contract before the End Date, Principal and interest will be paid out excluding the Early Termination Fee, which automatically deducts 1% from the amount of all pLP tokens received at the time of creation. If the requested address has less than 1% of pLP tokens, it is not possible to terminate early. The initial value of the Early Termination Fee is set at 1% and can be changed through governance later. This mechanism serves as an incentive to help the long-term existence and maintenance of pension contracts. Also, it is entirely attributed to each Forge and paid fairly to other annuitants.